We are seeing a host of news coming against Bitcoin, it’s bad, it’s a Fraud, and not real. Quite a bit of it is from large banks and large investors, who have invested heavily in the financial institutions. For us to understand it we have to look into where banks are making their money and […]
Can Blockchain Technologies Help Charities? Imagine donating to your favorite charities using any currency you want, using your bank account, mobile device or another payment platform. The easier it becomes to donate a dollar, the more likely people are willing to give it. It’s why we see more people donating via grocery stores that allow […]
Blockchain, Bitcoin, Ethereum – these are buzzwords we consistently here buzzing around the news, social media and even in coffee shops. But even with all the talk going on about blockchain, there’s still a lot of confusion surrounding it. What is blockchain and Ethereum? And why should you even care? Well, for one, it’s panning […]
Owning a small community bank is one thing, but knowing how to run it is another. Banking facts and your bank balance sheet may speak about your banking progress, and knowing the different aspects is important to your banking success. Banking ratios significantly determine the financial position of your bank. Mainly, you need to know […]
Is disruption really a bad thing? After all, it’s what eliminates corporate monopolies on any given market. The added competition allows for reform that benefits the end user and everyone else involved. And this is exactly what we expect to see in various industries. So the following three industries are just a tip of […]
For decades, central banks paved the way for smaller commercial banks to grow and expand. But now there is a potential disruption in the wake of the emergence and adoption of blockchain. This is more than just a buzzword, but the potential evolution of the financial services ecosystem. Commercial banking institutions are tired of waiting […]
The cosmos is indeed made of stories, not atoms. A story told… As always, life is a journey, not a destination, with stories of dots and colors with fading colors and evolving colors. A journey of dots with colors of told and untold stories of known and unknown stories. I should be known long with […]
The banking system is regarded as the back bone of economy. Not only does it provide easy equity solutions to the common man, it gives support to the government too. Due to such hefty importance of the banking sector, the sector is watched over acutely by analyst and the likes. The functioning of banks always […]
Owning a bank is one thing, but knowing how to run it is another. Banking facts and your bank balance sheet may speak about your banking progress, and knowing the different aspects is important to your banking success. Banking ratios significantly determine the financial position of your bank. Mainly, you need to know Capital and […]
If you’re interested in buying a small bank, what should you focus on? Experts suggest that you look into the banking ratios and the CAMELs rating. These two factors determine the success rate and the bank’s profitability that you should consider. Whenever you buy a small bank, the competition may be slightly difficult to handle. […]
There are multitudes of issues to work on while analyzing a bank. They can be broken down to Asset Quality, Liquidity, Earnings, Capital, Sensitivity to Market Risk, Management. Asset Quality- Distribution and Severity of Classified Assets. Substandard, Doubtful, or Loss. Asset Quality of adversely classified assets, nonaccruals, and concentration of risk inherent in the loan […]
