Is disruption really a bad thing? After all, it’s what eliminates corporate monopolies on any given market. The added competition allows for reform that benefits the end user and everyone else involved. And this is exactly what we expect to see in various industries. So the following three industries are just a tip of […]
For decades, central banks paved the way for smaller commercial banks to grow and expand. But now there is a potential disruption in the wake of the emergence and adoption of blockchain. This is more than just a buzzword, but the potential evolution of the financial services ecosystem. Commercial banking institutions are tired of waiting […]
The cosmos is indeed made of stories, not atoms. A story told… As always, life is a journey, not a destination, with stories of dots and colors with fading colors and evolving colors. A journey of dots with colors of told and untold stories of known and unknown stories. I should be known long with […]
Owning a bank is one thing, but knowing how to run it is another. Banking facts and your bank balance sheet may speak about your banking progress, and knowing the different aspects is important to your banking success. Banking ratios significantly determine the financial position of your bank. Mainly, you need to know Capital and […]
There are multitudes of issues to work on while analyzing a bank. They can be broken down to Asset Quality, Liquidity, Earnings, Capital, Sensitivity to Market Risk, Management. Asset Quality- Distribution and Severity of Classified Assets. Substandard, Doubtful, or Loss. Asset Quality of adversely classified assets, nonaccruals, and concentration of risk inherent in the loan […]
